U.S. Bank Personal loans 2023/2024 – Apply Here

U.S. Bank Personal loans 2023/2024 Loans allow for growth in the overall money supply in an economy and open up competition by lending to new businesses.

Personal loan details and benefits

Quick funds for all your needs

If you have a FICO Score of 660 or above – or higher if you aren’t a current U.S. Bank customer – a personal loan can give you quick access to funds for your one-time financing needs. All loans are subject to credit approval.

If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000.

As low as 8.74% APR


If approved, you’ll pay the same amount every month for a term of 12 to 84 months (maximum 60 months for non-customers), with a fixed annual percentage rate (APR), ranging from 8.74% to 21.24% APR.


No hidden costs or fees


When you take out a personal loan, you’ll pay no origination fees and there is no prepayment penalty. You’re always free to make loan payments ahead, in part or in full.

No collateral required

A personal loan doesn’t require your home or car as collateral, so you won’t have to deal with inspections or appraisals.

Not a U.S. Bank customer? Explore our checking account options.

Uses for a personal loan

Why a personal loan may be right for you

You can use a personal loan for any purchase or project. This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts.


Consolidate your debt.


A personal loan can help you combine your debt into one payment at a competitive rate.

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Finance a home project.


Whether you want to stay in your home or sell, you can use a personal loan to fund home remodeling, repairs or upgrades.

Learn more

Pay for a wedding.

You can cover the big ticket items and unexpected costs a wedding can bring with a personal loan.

Read the article

Take a vacation.

Not every vacation requires a loan, but if you have a once-in-a-lifetime trip or dream honeymoon coming up, a personal loan can help with travel costs.

Explore the possibilities

Fund your move.

A personal loan can help with things like hiring movers or buying new furniture whether you’re moving across the street or across the country.

Learn how

Cover emergency expenses.

When life happens and you’re dealing with a sudden cost or unexpected bill, a personal loan can help you get the funds you need quickly.

See your options


You can apply in 3 easy steps.

Step 1: Check your rate.

Check your personalized rates. We’ll use some information about you to do a soft credit check, which will not affect your credit score.

Personal loan Calculator

Not sure what your monthly payment would be?

Use our personal loan calculator to estimate your monthly payment. Just answer a few quick questions and we’ll give you a personalized estimate.


How to pay off credit card debt.

Get tips and tools to help you create a debt repayment plan.

Read the article

Know your debt-to-income (DTI) ratio.

Understand your credit worthiness and your “capacity: ability to repay.”

Discover your DTI

Good debt vs. bad debt: what’s the difference?

Ask yourself these questions to determine whether taking on debt is right for your financial situation.

Learn more

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